Unit 4 Investing

Date Assigned: 5/2/2013
Date Due: 05/18/2013
Unit 4 Learning Objectives:

  • Students will be able to identify the key fundamentals of investing.
  • Students will be able to explain treasuries; Bonds, Notes and Bills.
  • Students be able to compare and contrast different options for long term investmenet (e.g. stocks, bond, CDs, mutual funds IRA, 401k, pension plans, Social Security)
  • Students will be able to identify and explain different opportunities for investment and draw economic conclusions from market data.
  • Students will be able to explain diversification and how this investing strategies involve various investment vehicles such as; real estate, collectibles, etc.)
  • Students will be able to define what retirement means to them and how they can plan for their own retirement. (401k, Traditional IRA, Roth IRA, SEP, etc.)
Do:  Reading  “Help, I’m 25 and Want to Start Investing”  reading
Read then write a 50+ word summarizing the article.  Then write a 50+ word reflection on how you can apply the information in the article.
Do:  Reading  “Trading the Markets for Diamonds & Gold”  reading
Do:  Reading  “What Happens When You Cash Out Early”  reading


The Power of Compounding Interest  http://www.youtube.com/watch?v=TZdGOHZ_91g


Assignment 1:
~View PowerPoint and take Notes
~Do Worksheet:  Simple Interest and Compound Interest formulas — last slide of PowerPoint
  worksheet   Types of Interest click here
Assignment 2:
~Do Definition Worksheet (first 5 only):  Obtain information about basic investing methods
 (Savings Account, Money Market Account, CD, I and EE Savings Bonds)
    worksheet   Investment Type Definition click here
~Do Definitions Remaining on Worksheet:  Take notes to complete
    worksheet (use same worksheet from previous Assignment 2 lesson)
Power Point:
Assignment 3:
~Group activity:  Use scenario provided to make investment recommendations for Ella Vader.
~Do Worksheet: Developing a Financial Investment Portfolio
 ~Group presentations:  Example 1  Example 2  Example 3
Assignment 4:
~Read:  Make Money While You Sleep and write your “top 10 list” (see directions on reading)
Assignment 5:
~View video:  “Can You Afford To Retire”  http://www.pbs.org/wgbh/pages/frontline/retirement/view/
~Do Worksheet:  “Can You Afford To Retire” video
~Do Discussion of Definitions on Retirement Student Guide: Take notes
~View Retirement Accounts PowerPoint or PDF and take Notes 401(k) and IRA Retirement PowerPoint or  PDF
~Do Worksheet:  Comparing 401k Growth
   worksheet or PDF
Reading  “Planning Your Tax Strategy”
     Upload and read the following article: Tax Planning Basics
     Or access the article online at:  http://taxes.about.com/od/taxplanning/a/taxplanning.htm?p=1
Go to these 2 websites and take the investment quizzes.  Be prepared to discuss your results.